Citizens State Bank

Information may not be reliable

ATM Card Request
Reg E - Changes That May Affect Your Account
Reg E Opt In or Out Consent Form

Consumer Loan Application
Uniform Residential Loan Application
Real Estate - Non-Uniform Residential Loan Application
Personal Financial Statement

November 3, 2010: If you experience login issues with CitizensNet Banking, please clear your Internet Cache.

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Attention Consumer Checking Accountholders
A recent Federal regulation change requires you to make a choice on how you use your debit or ATM card.

eStatements are here!
Receive your statement faster and in a secure format that you can store indefinitely. e-Statements are environmentally friendly, too!

ATTENTION - Messages that reference a "security alert" and claim to be from any internet banking provider are fraudulent.
Widespread scams are ongoing, and a potentially harmful contact or email you receive
may appear to be from a legitimate source.
Citizens State Bank will NEVER call you or email you and ask
for your Password or your Account Number

FDIC's Transaction Account Guarantee Program

Citizens State Bank is participating in the FDIC’s Transaction Account Guarantee Program. Under that program, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Also included are low-interest NOW accounts (NOW accounts that cannot earn more than 0.25% interest) and IOLTA accounts. This unlimited insurance coverage is temporary and will remain in effect through December 31st, 2010. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC’s general deposit insurance rules.

Our bank has chosen not to participate in the FDIC Debt Guarantee Program. We are well positioned to meet the needs of our customers without that program. Therefore, we didn't think it was necessary or appropriate for our bank to take this option.

The FDIC standard maximum deposit insurance amount (SMDIA) of $250,000 per depositor is now permanent.

Current Conditions for Somerville, TX