Citizens State Bank

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Please take a few minutes to browse our newly designed website. We are now offering a new and improved Online Banking and Bill Pay Service as well as enhanced features to our Cash Management Services.
Please do not hesitate to contact us if you have any questions or comments: 830-875-2472.
Vision Statement We will be an institution that develops a strong, loyal customer base that does business with Citizens State Bank because we do the right things for our customers and our employees. We will build upon our 95 year history and maintain our growth at a level that will enable the bank to continue a strong sense of being a community bank. We want to be a bank that helps people achieve their goals.

Citizens State Bank Luling is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.