Texas Mortgage Company

Information may not be reliable

We help people just like you find the perfect home at the lowest possible price Then we fix them up with a perfectly matched 30 year-fixed-rate loan at the absolute lowest possible interest rates. This little system commonly saves our clients many thousands of dollars on both the purchase and on the lower interest-rate loan.
For example, an interest rate savings of 1% on a 30-year fixed mortgage of $300,000 could save you $188 more a month or $67,000 more over the span of the entire loan.
Our mortgage professionals give you the personal attention you deserve and treat you with the respect due a valued customer. We understand you're making a commitment in buying a new home, refinancing a mortgage, or cashing out your home equity. So we make a commitment to you. We will help you qualify, apply and be approved for the right mortgage loan for you. Not anyone else!
Please navigate our website to learn more about us, what we do for you, and how easy it is to get started. Click on the language tab to view other content in the language of your choice!

The New Homebuyer Tax Credit Won't Die --Should It?

The World's Most Expensive Cities For Expats

MBS Off Price Lows. Curve Steepener Stopped Out. Technical Support Holds

Posted To: MBS Commentary
Normally on days where we have a treasury auction, if we see choppy movements on an MBS or treasury chart, those spikes tend to coincide with the auction time. So in the following chart that shows some huge spikey movements in MBS, we'd probably assume (if we didn't look closely at...Read More

2-Year Note Auction Goes Well. Curve Steeper as Supply Gets Distributed

Treasury just auctioned $35 billion 2s . After peaking at $44 billion and staying there for seven straight auctions, Treasury has slowly reduced the size of its 2-year note fundraisers starting on May 25, 2010. Since then 2-year issues have steadily fallen. This is the 2nd consecut...Read More

Loan Pricing Improved. Rebate Off Recent Lows. Buydowns Still Rich

Rate sheet influential MBS prices are trading higher this morning and lenders have passed along some love. On average, rebate is 12.9bps better with fuller note rates leading the improvements. Lock desks remain hesitant to get too aggressive with pricing on the note rates used to f...Read More

Bond Market Off to Slow Start. Irish Bailout Gets Mixed Reaction

The big story for global financial markets today is the EU/IMF's 80-90 billion euro bailout for Ireland. Here is an excerpt from the official EU statement ... "Ministers welcome the request of the Irish Government for financial assistance from the European Union and euro-area Membe...Read More

Basel III Bank Capital Shortage; Recent ARM Stats; HAMP Running Out of Applicants; High Cost Loan Limits; Investor Updates

Posted To: Pipeline Press
Is it a sign of mortgage dementia to be listening to the oldies station on the radio and hear Martha and the Vandellas singing about Jimmy Mack coming back, and instead hear: "Hey Indy, Indy, oh Indy Mac, when are you coming back? Indy, Indy, oh Indy Mac, when are yo...Read More

GSE Loan Limits Unchanged Through Q3 2011

Posted To: MND NewsWire
Agency conforming loan limits for the first three quarters of 2011 have been set by the Federal Housing Financial Agency (FHFA) , and, for the third year in a row they remain unchanged. In most of the U.S. the maximum loan will remain $417,000. In what are considered to be high property value areas...Read More

The Week Ahead: Housing Data, FOMC Minutes, Treasury Auctions, GDP

Interest rates are rallying after the market heard news that Ireland's Prime Minister Brian Cowen had asked for and will receive financial assistance from the EU and IMF. The details of the package still have to be hammered out, but reports put the size of the bailout at &eu...Read More

Fannie Mae Sees Economy & Mortgage Market Improving

Despite the anticipation for sluggish growth into the first part of 2011, Fannie Mae, in their November 2010 Economic Outlook , sees GDP growth driven by consumer spending as well as improvements in most sectors of the mortgage market. Additionally, the report calls for a recovery in homebuilding n...Read More

Mortgage Rates Waiting Game Continues. Positive Signs Seen

Posted To: Mortgage Rate Watch
The movements of mortgage rates higher and lower throughout the week have become progressively more tame. There was almost an entire point of difference between the highs and lows on Monday, whereas today's range has held within a mere quarter of a point. That's the good news as it...Read More

HAMP Winding Down. Loan Modification Metrics Decline in October

The November Housing Scorecard issued jointly by the Departments of Housing and Urban Development (HUD) and Treasury is notable mainly for its data on the apparent winding down of the Making Home Affordable Modification Program (HAMP). All metrics for the program were lower during the latest period...Read More

Looking to Buy?
Are you looking to buy a house? Let us help you. Just fill out as much of the information below that you want and we'll get right back to you, with no obligation to you. We guarantee your privacy.

Macedonia the former Yugoslav Republic of

Texas Mortgage Company Texas License #11871 1227 S 31st Street, Suite 200 Temple, TX 76504