Texas One Mortgage Company

Information may not be reliable

for Texas Properties
Providing home mortgage loans for Texas properties since 1995. High Tech online convenience coupled with personalized service. The menu on the left will let you browse our site or choose a quick link from this page.

Prequalify Online start here
This is the place to start for most borrowers. It is a short, quick form to give us some basic information to pre-qualify you and email a estimates to you for your review. No obligation, just the facts.

Using Automated Underwriting we can have a conditional approval letter for you within hours of submitting your online loan application. We will even fax or email the approval letter to your realtor or seller for you.

good faith estimates
New federal regulations start 01-01-2010. Good Faith Estimates cannot be issued until we have your complete loan application and all pertinent information. An Initial Worksheet Estimate will be issued for pre-qualifications.

We can help you determine if refinancing is right for you and what loan best suits your needs. From streamline conventional loans to streamline VA loans. Submit your Pre-Qualification form today and see how much you could be saving.

your interest rate
Good Faith Estimates now state the date and time your interest rate is good through. You can lock once we have received your loan application, all supporting documentation and a completed appraisal.
Call to lock:

Texas home equity loans allow you to refinance and cash out up to 80% of the equity in your home. Pay off your high rate loans with a low interest rate home equity loan. Submit a Pre-Qualification form today & see how much you could be saving.

When you are ready to go with Texas One Mortgage it's easy with complete Online loan applications for purchase or refinance.

Zero Down VA purchase loans up to $417,000
JUMBO VA Loans up to $1,500,000 with down payment
Loans greater than $417,000 require a down payment equal to 25% of the excess over $417,000. Based on full VA entitlement. More Details
VA Streamline Refinance
Available with No appraisal, No re-qualifying, No ratios and No Income verification unless your payment is increases 20% or more.

Zero Down loans up to $325,000
Zero down Texas Vet loans using VA guidelines allow a total loan amount of $325,000, including VA Funding Fee.
Texas Vet using conventional guidelines
- Minimum 5% down up to a loan amount of $325,000 (mortgage insurance req'd.)
Texas Vet using an 80/10/10 conventional loan program
- Up to a combined loan amount of $365,625.

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** Loan Limits remain the same for 2007.

Texas Department of Savings and Mortgage Lending