Myers Fred CPA PC

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Personal Financial Modeling: Allows clients to get their arms around the complexities of their financial Big Picture. It depicts lifetime cash flows under different scenarios and assumptions, and identifies a level of risk/return needed to sustain standard of living into late ages.

Investment Decisions Management Services: An ongoing process which adhears to Fiduciary Standards of Care. Focus on Lifetime Cash Flow Planning, Asset Allocation, Controlling Expenses, Elimating Unnecessary Risk. My service works in conjunction with other advisors.

Fiduciary Consultation Service: I currently Trustee more than 32 Life Insurance Trusts, 2 Court-Appointed Management Trusts, and several other intervivos and testamentary trusts. I am named executor of several estates. I will provide Fiduciary Investment Reviews, which helps investment fiduciaries develop and maintain prudent investment practices, reducing their exposure to liability.

Insurance Consultation Evaluation and reviews of existing policies and proposed insurance purchases.

Client EngagementsI use engagement letters to clarify, before I am engaged: the scope of the services I am to provide, to quote a flat fee, and to establish a time frame for completions. Unless the initial visit turns into a single-session consultation, there is no obligation to the client until they agree to the engagement letter. This way the client gets a "free look" at me and the services I offer. I believe my services are valuable for clients of all sizes, and I try to set my fees so that I am affordable to those with small investment portfolios. My fees are time- and value-based, rather than asset-based. For clients with larger investment portfolios, my services are very economical. I do not have a minimum portfolio size for accepting new clients.

Most Fee Only Investment Advisors / Financial Planners charge fees as a percent of Assets Under Management. Fee-Based Investment Advisors / Financial Planners typically use commissions to offset and/or exceed established fees.
I charge Flat Fees that are time-based. My compensation comes from the client alone.
My Fee Schedule and sample Engagement Letter are available by clicking the links to the right.

Fee Schedules for Fiduciary Services and Consultation as well as Insurance Consultation Services are found on their respective pages.