Insurance Solutions

Information may not be reliable

We are dedicated to finding a better solution for you and those who depend on you.

Our goal is to create a better, more informed Decision maker, because your decisions will Ultimately affect someone's future.

State of the art, customizable communication tools. Friendly, knowledgeable customer service reps, A HIPAA compliant online portal, all sealed With an old fashion handshake.

Consistently finding better plans and policies Helping employers create and communicate A more complete benefit package

To take the next step in helping us design a plan for you, please send us a brief e-mail with a little background information or simply use the Push To Talk button and let us do all the work.

Even minor illnesses and injuries can cost thousands of dollars to diagnose and treat, and the expense of a serious health condition can be well beyond an average Texas family's ability to pay. Therefore, having adequate health care coverage can be essential, not only to help make sure you and your family receive the health care you might need, but also to protect you financially.
It's estimated that nearly one in four Texans don't have health coverage. Many people forego health insurance because of the cost or because they have not considered the financial risk of going uncovered. Others go uninsured because they have existing health conditions that can make finding coverage difficult and more costly. Whatever your individual situation, there's a good chancethat we can help you find coverage that will meet your needs at a price you can afford. Insurancecarriersuse different standards to decide who they will cover -It is our goal to help you shop a carrierthat will accept you and at a cost that you are comfortable with.
Because we understand that our clients may have their own preferences and or opinions about providers, we strive to become appointed with those companies who we believe to have the highest standards and practices. At Insurance Solutions, we feel that the confidence that our clients place in us should be earned constantly, both by us and by their current carrier. For this reason, the current list of providers below will most likely change and/or grow over time.
Our dedicated staff strives to keep pace with an ever-changing insurance marketplace. Continuing education and the latest technology are key factors to providing the highest possible level of service to our clients.
Together we can come up with a solution to any of your personal and/or business needs.
Along with our extensive Life and Heath department, we offer the following Property and Casualty products:
Homeowners and Renters policies, Personal Auto Insurance, Commercial Auto Insurance, General Liability, Mobile Home, Motorcycle, SR 22, RV, Boat and Watercraft, Condo Policies, Workers Compensation, and Mexico Insurance.

Colonial Life and Accident Insurance Company
Continental Life Insurance Company of Brentwood, TN.
Delta Dental Insurance Company

Humana Insurance Company
Industrial - Alliance Pacific Life Insurance Company

Effective Insurance Solutions is an Independent Agency that represents some of the highest rated Insurance companies in the industry, and not just one insurance carrier. Working with an independent agent means that your needs come first and ensures you a wider choice of coverage options.
Effective Insurance Solutions will help you tailor a plan for your needs today and more importantly, well be here tomorrow to help protect your future.
For the most important aspects of your life; your family, your home, your cars, your business and your financial future, when you need service by people who really care, products from top-rated insurance companies, and professional advice, you have come to the right place. Serving the Rio Grande Valley since 1999, Effective Insurance Solutions is always just a phone call or E-mail away, ready, willing and eager to help you.