Karni Law Firm, P. C.

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YOU have rights againstABUSIVE debt collectors.

Karni Law Firm, P.C. - Stop abusive debt collection!

If you are being harassed by a debt collector, contact the Karni Law Firm, P.C.

Keep track of debt collection activity.
Download your collection call log here.

DEBT COLLECTION ABUSE
Texas consumershave rights against abusive debt collectors. Consumers do not have to endure the harassment and abuse from debt collection agencies.Bill collectors should not be interrupting you at work, calling you at odd hours, withdrawing money out of your bank account without your consent, contacting third parties, or simply threatening you in anyway. These and many other debt collector tactics are not allowed by debt collection agencies under Federal Debt Collection Practices Act, also known as the FDCPA.

Do you have an abusive debt collector calling and harassing you? Karni Law Firm can help you stop abuse from debt collection agencies.

Federal Debt Collections Practices Act:
The purpose of the FDCPA, 15 U.S.C. 1692, is to protect consumers from abusive debt collection.
Congress found that abusive debt collections are causing an increase in "personal bankruptcies, marital instability, to the loss of jobs, and to invasions of individual privacy."
Debt collectors may be violating your consumer rights. The FDCPA protects consumers and your rights if debt collectors do any of the following:

Call before 8:00 a.m. or after 9:00 p.m.
Call your place of employment
Contact a third party (other than spouse, attorney or credit bureau)
Harassing, oppressive or abusive conduct
Threats of violence

Threats to take your home or car
A nonpayment will result in arrest or imprisonment
Threats to garnish your wages

NEED TO KNOW THE FACTS
Contactthe Karni Law Firmtoday for your free 15 minute telephone consultation because you DO have rights against the debt collection agencies that break state and federal laws!

Are you being sued by a
debt-buyer over your credit card debt?
Third party debtbuyers and their lawyers are banking on consumers who will ignore a lawsuit filed against them.
Hundreds of consumers are being sued every month in Texas over debt that was bought out by debt buyers.

If you are being sued by a third-party collection agency for credit card debt, youmay have defenses available.

Consult with attorney Dana Karni
about an existing lawsuit or arbitration claim filed against you.

Telephone: 713-552-0008Facsimile: 713-454-7247Info@TexasConsumerDebt.com

Call today for your free 15 minute telephone consultation. Texas consumers have rights against collection agenciesthat breakstate or federal law!