First Financial Bank

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You come first at First Financial Bank.
At First Financial Bank we still put people first and it shows in our Texas-friendly service, smiles and all-around better banking. Whether it's your day-to-day financial needs, loans based on relationships, or long-term financial goals, we want to earn your business.
First Financial Bank, N.A. (Bank) is participating in the FDICs Transaction Account Guarantee Program (TAGP). Under that program, through December 31, 2010, all noninterest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the TAGP is in addition to and separate from the coverage available under the FDICs general deposit insurance rules, generally $250,000.
The Bank offers certain negotiable order of withdrawal (NOW) account products that do not qualify as noninterest-bearing transaction accounts under the TAGP, and therefore are generally not eligible for the guarantee. Many of the Banks NOW accounts provide for different rates of interest based on 1.) the dollar amount held in the account (referred to as a tiered account) or 2.) an interest rate index (referred to as an indexed account). If any interest rate paid on a tiered account or an indexed account exceeds, or potentially could exceed, 0.25%, then the account is not covered under the Transaction Account Guarantee Program, but is still covered up to $250,000 under the FDICs general deposit insurance. However, the TAGP covers nontiered NOW accounts with rates at or below 0.25%.

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