Vanhemelrijck Law Offices L P

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Providing Bankruptcy, Debt Settlement, Tax Resolution, and Mortgage Loan Modification Services in the San Antonio, Texas Area

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Our experienced attorneys guide our clients through the process of debt resolution. For some clients, bankruptcy is the solution; for others the answer may be debt settlement or a mortgage loan modification. You can rest assured that our attorneys have your best interest at heart. Our attorneys will evaluate your entire financial situation and recommend the best course of action for your financial future. We’ll be with you every step of the way.

If you live in the San Antonio area and are experiencing financial trouble, please call our office at 210-209-9088 to schedule a free consultation with an attorney. Se habla Espanol.
Chapter 7 and Chapter 13 Bankruptcy in Texas
We are a Debt Relief Agency and have experience helping individuals and families in the San Antonio, Texas area file for relief and protection under the bankruptcy code. We have experience in both Chapter 7 and Chapter 13 and are well versed in the new requirements of the Bankruptcy Abuse Prevention and Consumer Protection Act of 2005, enacted on April 20, 2005 and effective on October 17,2005. While the new law has created new requirements, many of the benefits of bankruptcy still exist and the new law is actually beneficial for some Chapter 13 filers. If you would like to find out if filing Chapter 7 or Chapter 13 bankruptcy will solve your debt problems, call 210-209-9088 to schedule a free consultation with an experienced attorney.
Read our FAQS on filing bankruptcy in San Antonio, bankruptcy and credit, stopping repossession, stopping wage garnishment and more.
Mortgage Loan Modification / Foreclosure Prevention for Texas Homeowners

If you are having trouble paying your mortgage payments and you are concerned about foreclosure, contact our office and schedule a free consultation (in-person or on the phone) with an attorney to find out more about loan modifications. We have experienced attorneys who will work to lower your mortgage payments. Contact our San Antonio, Texas office to find out if you qualify for President Obama’s HAMP program which lowers mortgage payments. If you are not eligible for HAMP, you still may be eligible for other mortgage loan modification programs. If you own a home and reside in Texas (in any county in Texas) we can help you with your loan modification.
Read our FAQS on mortgage loan modifications.
Debt Settlement in Texas
You may retain our firm to negotiate a debt settlement without filing for bankruptcy. For some individuals, filing for bankruptcy may not be the best option. Our debt settlement practice has been successful in resolving unsecured (i.e. credit cards, collection accounts) for only a percentage of what is owed. During your free consultation with an attorney at our San Antonio, Texas law office, an experienced attorney will go over all of your debt resolution options with you, so that you can make a fully informed choice about your financial future. Call 210-209-9088 today to schedule a free consultion with one of our experienced attorneys.

Having trouble paying your mortgage payments? Loan modifications are not a do-it-yourself project.