First National Bank of Mertzon

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THE FIRST NATIONAL BANK OF MERTZON IS PARTICIPATING IN THE FDIC'S TRANSACTION ACCOUNT GUARANTEE PROGRAM. UNDER THAT PROGRAM, ALL NON INTEREST BEARING TRANSACTION ACCOUNTS ARE FULLY GUARANTEED BY THE FDIC FOR THE ENTIRE AMOUNT IN THE ACCOUNT. THIS WILL ALSO INCLUDE IOLTA'S AND NOW ACCOUNTS WITH INTEREST RATES NO HIGHER THAN .50%. SET TO EXPIRE DECEMBER 31, 2010.
COVERAGE UNDER THE TRANSACTION ACCOUNT GUARANTEE PROGRAM IS IN ADDITION TO AND SEPARATE FROM THE COVERAGE AVAILABLE UNDER THE FDIC'S GENERAL DEPOSIT INSURANCE RULES OF $250,000.00 PER DEPOSITOR. SET TO EXPIRE DECEMBER 31, 2013.

CRA Disclosure Statement
The effective trade area of the First National Bank of Mertzon, in some instances, reaches as far as one hundred miles plus, but special emphasis is placed on Irion and Tom Green counties, which include the Mertzon and San Angelo communities.

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