Southwest Securities FSB

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Beginning January 1, 2010, Southwest Securities, FSB will no longer participate in the FDICs Transaction Account Guarantee Program.

Thus after December 31, 2009, funds held in noninterest-bearing transaction accounts will no longer be guaranteed in full under the Transaction Account Guarantee Program, but will be insured up to $250,000 under the FDICs general deposit insurance rules.

Welcome to Southwest Securities, FSB - where we're proud to build what you value.
Whether our seasoned professionals are funding growth and expansion or helping manage your resources through cash management services, together we're building something that really matters.

Building What you Value
Southwest Securities, FSB is a premier financial services provider. With highly personalized and professional service, along with broad lending expertise, our goal is to help our customers grow and prosper.
As we maintain our position on the leading edge of a rapidly changing industry, you will find ongoing improvements that enhance our ability to better serve the commercial and real estate sectors that are our areas of lending expertise. Were constantly working to attract the best talent to our organization, thus attracting clients who value personal relationships and a banker who is there for the long term. We are strong, stable and pride ourselves on delivering excellent service that far exceeds your expectations.

Southwest Securities, FSB
John L. Holt, Jr. has served as Executive Vice President of SWS Group, Inc. since November 2007, as Chief Executive Officer of Southwest Securities, FSB, the commercial banking subsidiary of SWS Group, Inc., since September 2007, and as President and member of the Board of Directors of the bank since July 2003.

Since Mr. Holt joined Southwest Securities, FSB, the bank has grown from an institution focused primarily in Arlington, Texas to one with full-service banking centers across Texas and New Mexico with expansion plans that include the southwestern part of the United States. Today, Southwest Securities, FSB is the fourth largest bank headquartered in Dallas, Texas with over $1.5 billion in assets.
Prior to joining Southwest Securities, FSB, Mr. Holt served as Executive Vice President and Director of Small Business Banking for Compass Bank where his responsibilities included a six-state area. Before that assignment, he was Compass Executive Vice President and Regional Executive responsible for strategic planning and general management of 80 bank locations throughout Texas. Mr. Holts career also included extensive responsibilities for Bank of America where he directed all the banking activities of more than 50 banking centers.

A native of Fort Worth, Texas, Mr. Holt earned his B.B.A. Degree from the University of Texas at Arlington and is a graduate of the Southwestern Graduate School of Banking at Southern Methodist University. Mr. Holt is currently a member of the Texas Bankers Associations Board of Directors and serves on the Budget and Finance Committee. He previously served on numerous civic and professional boards.
Southwest Securities, FSB was established in
Arlington in 1986 and became a wholly owned subsidiary of SWS Group, Inc. in 2000. The bank moved its headquarters to Dallas in 2008.
Although based in Texas, the bank is focused on relationship banking across the southwestern United States and is involved in all areas of lending, from commercial loans and residential construction loans to nationwide mortgage warehouse lending. Southwest Securities, FSB offers a variety of commercial banking services designed to help businesses grow and communities prosper.

Southwest Securities, FSB
Jerry Pavlas is President and Chief Operating Officer of Southwest Securities, FSB, where he is responsible for growing the bank under the guidance of the Chief Executive Officer.
A veteran banker who has served at the executive levels of bank management for more than 30 years, Mr. Pavlas is experienced in banking, commercial finance and specialty lending. Before joining Southwest Securities, FSB, he served as Chief Executive Officer of Presidential Finance Company in Atlanta, Georgia, where his principal strength was overseeing growth while managing credit risk.
As President and Chief Operating Officer for First State Bank of Texas he oversaw a successful four-year growth and acquisition strategy. Earlier in his career, Mr. Pavlas led the turnaround of Hibernia National Bank as its Chief Credit Officer. He was an executive banker with Hibernia Corporation from 1990 to 1998 and also launched Hibernias specialized commercial lending unit. He was Executive Vice President and Chief Credit Officer for BancTexas Group when that company was acquired by Hibernia in 1990.
Originally from Cleveland, Ohio, where he earned his B.A. Degree in Accounting at Cleveland State University, Mr. Pavlas began his career at Huntington Bank in Cleveland as a Budget Financial Analyst in 1971. He advanced through positions of increasing responsibility and became Vice President of the Special Asset Division in 1979. He left Huntington Bank in 1983 to join Banc Texas in Dallas.
Mr. Pavlas has served as a board member of the Texas Bankers Association, chaired the Advisory Board for the University of North Texas School of Community Service, served as board member and Pacesetter Committee Chairman for the United Way of Denton County, and has been a keynote speaker for the Bank Administration Institute Credit Conference.

Southwest Securities, FSB was established in 1986 and became a wholly-owned subsidiary of SWS Group, Inc. in 2000. Based in Dallas, Texas, Southwest Securities, FSB conducts business nationwide and is involved in all areas of Commercial and Consumer Banking.
Together, SWS Group, Inc. and Southwest Securities, FSB constitute the largest broker/bank in the Southwest United States. This model yields a genuine competitive advantage in the marketplace and, most importantly, yields significant benefits to our customers. The result is what we call the Southwest Way of Banking.
With assets exceeding $1.5 billion and a management team assembled pursuant to our model, Southwest Securities, FSB is an established premier Regional Bank and a true leader in our industry. We invite you to become a part of our story.

That's what we're about at Southwest Securities, FSB. Whether you are an entrepreneur, a growing company, a mature company, or a consumer, we want to be your preferred banking partner.
Here at Southwest Securities, FSB, we strive to maximize our relationships with our customers, our employees, our regulators and our stockholders. Our vision is simple. We strive to be:

Being the best place to bank requires serving our customers on their terms in the manner that best suits each. Being the best place to work requires recognizing that it is our employees that make the difference to our customers. Achieving our goal of being the best performing bank of any bank our size requires never growing too fast, never growing beyond our means, and never forgetting who provides us with the opportunity to grow - our customers!
In other words, we value continuous process improvement, sustainable growth, and mutually beneficial relationships that stand the test of time. That's the Southwest Way of Banking. We hope our way is consistent with your way. If it is, please come by and see us ... or better yet, call us and we'll come see you!

At Southwest Securities, FSB, we have invested heavily in our future beginning with our human capital. We believe that we have assembled one of the strongest management teams in the region and invite you to get to know us on a personal level.