First National Bank Laguna Park Branch

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It seems there are banks on every corner these days and now we can bank just about anywhere we wish with the advancements made possible by the internet. At First National Bank in Whitney, we realize you have many choices when it comes to choosing a bank. That’s why our people who are experienced, knowledgeable, and friendly work so hard to give you the service you deserve.

We are not a branch of a faraway bank, but a community bank chartered right here in Whitney, Texas in 1932. Our customers are also our friends and neighbors who know they can depend on us year in and year out.

If you want to enjoy banking in a community bank with local decision-making and full service availability then First National Bank is the bank for you. Call on us for any of your financial needs.

Deposit Insurance Transaction Account Guarantee Program
First National Bank is participating in the FDICs Transaction Account Guarantee Program. Under this program, through December 31, 2010, all NON INTEREST-BEARING TRANSACTION ACCOUNTS are fully guaranteed by the FDIC for the entire amount in the account. Coverage applies to all personal and business checking deposit accounts that do not earn interest, low-interest NOW accounts (NOW accounts that cannot earn more than 0.25% interest), and IOLTA accounts. Coverage under the Transaction Account Guarantee Program is in addition to, and separate from, the coverage available under the FDICs general deposit insurance rules.

First National Bank insures deposits through the FDIC (Federal Deposit Insurance Corporation), which is an independent agency of the United States government. The FDIC protects you against the loss of your deposits if an FDIC-insured bank or savings institution fails. FDIC insurance is backed by the full faith and credit of the United States government. Since the FDIC's creation in 1933, no depositor has ever lost even one penny of FDIC-insured funds. The Dodd-Frank Wall Street Reform and Consumer Protection Act signed by President Barack Obama on July 21, 2010, made permanent the current maximum deposit insurance amount (SMDIA) of $250,000. The FDIC coverage limit applies per depositor, per insured depository institution, for each account ownership category.