Independent Texas Insurance Agency
One Stop Online Source for Property And Casualty Insurance Plus.
In Texas, the minimum Auto Liability Insurance Requirements are 25,000 Per accident for bodily injury per person, 50,000 liability per accident aggregate for bodily injury, 25,000 Property damage per covered auto accident. This provides a total of up to 75,000 for each covered auto accident.
In order to meet Texas Auto Insurance and state financial responsibility requirements you must have at least these limits. Your Auto Insurance policy must be issued by an insurer authorized to do business within the state. Although 75 K is the state's minimum requirements, higher limits are available from most insurers if desired.
Texas Homeowners Insurance - Dwelling Coverage
Most "Texas Home Insurance Quotes" and Condo Risks are available at this time. Forms HOA, HOB, HO2, HOC, DP1, Fire. Low Cost Texas Home Insurance Plus. Dallas, Fort Worth,
Homeowners Quotes are available with Credit Score or Non Scored factoring. Good or bad credit is not an issue with our new no credit check HOA / HO1 policy. Coverage can be effected same day or following day. Coverage can not start before we have received your completed application. For your convenience, a Home Owners Insurance application is on the forms page of the web site. The application may be printed or submitted over the web.
If your homes electrical wiring , plumbing and roof have all been updated in the last 20 years then you can get a rating discount by using the first remodeling date as the age of the home. Up to a 10% credit.
Homeowners living on 1 or more acres, with or without hobby animals, now qualify for our homeowners program, No need for a Farm and Ranch type policy if AG sales are less than $5000 yearly you can still go in our Homeowners Insurance programs.
Residential Rental Property Insurance "For Let" properties covered on DP1 and DP2. Commercial Property lines see the Commercial Insurance section
Apartment House Insurance
For clients that operate Apartment Houses with between 10 and 50 units. This Landlords Insurance program is a package or BOP type policy covering Basic, Broad or Special perils and with values of $25 thousand to $2.5 Million per location in all counties except tier 1.
We provide Building, Contents, Rents, Liability and Crime as well as the tenants contents extension clause. Risks do not need to be loss free.
Rates are very competitive with other underwriters of this business trade group.
Commercial Property Insurance
Insurance Plus now has a new broker facility that will accept commercial property risk with values up to $11 million each location.
Star of Texas Credit Union is leading Austin based credit union. We are specializing in Commercial Fleet and Vehicle Loans, Auto Loans, Home Loans and Commercial Property Loans in Austin.