Guiding You Through the Turns, That's What We Do.
Buying a car is exciting. Getting financed isn't. Our network of lenders specializes in getting people in Houston approved for the car of their dreams. Everyday these lenders make loans to people just like you. The process is quick and easy Apply Today!
Welcome to Houston Car Finance and Auto Loans
We believe car buying should be fun, not a headache. Our company was started to help people save time and start driving. If you are in need of financing we are here to help. We understand your credit may be less-than-perfect credit that's why we work with a large network of lenders in Houston and throughout Texas. Many of the lenders we work with specialize in helping people with bad credit get back on their feet. If you had good credit you can expect ultra competitive rates from our lenders. If you live outside Houston and would still like to utilize our service, visit our national site to apply for an auto loan in Texas.
Competitive Interest Rates - It Depends on Your Credit Score
To many, the most important factor in buying a car is how much it costs. A major portion of many car payments are interest payments. The lower the rate the less you will have to pay each month. Nearly all lenders base your interest rate on your credit score.
We frequently get asked: "What is the easiest way to check my credit score." There are various options available to consumers but we recommend FreeCreditReport.com. In the past they have treated our customers well and are a recognized company. You will be asked for a credit card to verify your information.
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"I was having a really hard time dealing with local car dealers because of my bad credit. Using Houston Car Finance and Auto Loans's form, I had no hassles with the credit manager." - L. Gonzalez