Car insurance is very important as it covers risk of financial liability, loss due to physical damage as a result of collisions and even explosions cause by accidental fires. In Austin, everybody is required to have an automotive cover. It does not matter whether you are a visitor, local resident or student. A minimum premium coverage is needed for everyone who has or plans to have a car. There are many competitive insurance companies in Austin that offer insurance policy services as required by Texas. According to Texas law on insurance, you are required to have a minimum coverage of bodily injury liability, property damage liability, personal injury protection, uninsured motorist bodily injury and uninsured motorist property damage.