From our humble beginnings, we have continually strived to promote thrift and provide low-cost loans to members, exemplifying the credit union philosophy of "people helping people". Unlike other financial institutions, Unity One Credit Union works for your benefit. That's our purpose as a member-owned, not-for-profit cooperative. To reflect this unique benefit of credit union membership, our profits are returned to members in the form of lower rates on loans and greater returns on savings and investment accounts.