Mione Pat CLU

Information may not be reliable

The Apical Meristem Company

Group Benefits Professionals in the Houston area for more than thirty years. We are a full service financial services and Insurance firm.

Welcome to The Apical Meristem Company, a financial services company focusing in small group and individual benefits, retirement planning and estate conservation.
As personal financial and insurance professionals, we can:

Help you determine your insurance needs and find the right products for you
Help you clarify and define your goals
Recommend solutions that fit your needs
Deliver timely information
Explain how changing financial conditions affect you
Monitor your financial progress

Feel free to browse our site. You'll find a variety of articles, calculators, and research reports that we hope will answer your questions or stimulate your interest.

If you have any questions, please call us at 713.532.6373or e-mail us at pat@patmione.com. We will be happy to help. We look forward to talking with you.
The Company Name
"How was your company named?"
That has been the most frequently asked question since the business was formed on June 1, 1997. Erin Mione gets credit for coming up with the name. She was taking Biology at the time and thought the words sounded "neat". When asked what they meant, she said that the apical meristem is the part of the plant that makes it grow. Because we work with growing companies and the individuals that help those companies grow, we thought it was a good fit.

What's the interest rate on the lease you're considering?
Disability Income Insurance
How much Disability Income Insurance do you need?

How much can you afford to pay for a car?

How much would your monthly lease payment be?
More Calculators →

Working for Social Security
There's nothing wrong with wanting to work in retirement, but if you decide to earn some extra income, make sure you understand how it will affect your Social Security benefits.
Ready or Not, You're Retired!
In 2009, 47% of retirees left the workforce earlier than they expected.
Save More to Have More
There's one solution to a retirement savings shortfall that is so simple you might never have given it serious consideration: Set aside more of your current income. Even if you believe that you are currently saving as much as possible toward retirement, you might change your mind after you run the numbers.
Don't Let a Disability Cripple Your Family's Finances
One way to help protect against the financial ruin that a disability can bring is through disability income insurance.
More Newsletters →

Educate yourself on a variety of financial topics.

A host of financial tools to assist you.

Timely Newsletters to help you stay current.

Manage your taxes and prepare for the upcoming tax season.

Detailed quote information for one company

Compare quote information for multiple companies

An overview of today's market performance

Real-time charts, trend lines, and over 15 technical indicators

Track news, trends, and influences for your holdings

Securities and investment advisory services offered through ING Financial Partners, Inc., member FINRA, SIPC.

Securities and investment advisory services are offered through ING Financial Partners, member SIPC
The Aprical Meristem Company is not a subsidiary of nor controlled by ING Financial Partners
121 Lincoln Ave, Suite 100, Oakmont, CA 92101